Financial Projections Free to use.

Template 034 minute readUpdated September 2026

Monthly figures for year one, quarterly for years two and three, with every assumption labelled until it becomes an actual, and a VAT line that matches Namibian registration thresholds.

Free to access, copyrighted to Oryx Polytechnic Institute. Not open-source: use it, learn from it, do not republish it as your own.

A fill-in template: every field in brackets, like [your business name], is yours to replace before use. Nothing here is legal, tax or financial advice.

Assumptions first

Price per unit or customer: N$[amount]
Customers acquired per month, year one: [number]
Monthly growth rate assumption: [percent]
Cost of delivery per customer: N$[amount]

Year one, monthly

Month	Customers	Revenue	Cost of delivery	Marketing	Tools/Infra	Contractors	Gross profit	Net profit/loss
1 to 12

One row per month, January to December. Every cell either carries a number you can point to or stays empty. An empty cell is honest; a guessed number is not.

Years two and three, quarterly

Quarter	Revenue	Total costs	Gross profit	Net profit/loss
Y2 Q1
Y2 Q2
Y2 Q3
Y2 Q4
Y3 Q1 to Q4

Scenarios and thresholds

A conservative scenario whose assumptions should still be a viable business, and an optimistic one, each with its assumptions written out. Then the three thresholds: break-even revenue, runway at current burn, and the known cash flow spikes (launch, seasonal).

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Template 02

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Template 04

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Template 05

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Template 06

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Template 07

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